Welcome to Thornapple Credit Union (TCU)!

Thornapple Credit Union is a member owned, not-for-profit cooperative financial institution. We were chartered by the State of Michigan on June 2, 1964, and have been serving the financial needs of our members since that time. Members pool their savings, and lend to one another. Our members are united by a common bond, or field of membership, commonly known as a “Community Charter.”

Because of our community charter, if you live or work in Barry or adjacent counties in Michigan, or if you are a relative by blood or marriage, you can join TCU and become a member! TCU receives its goals and directions from a 7 member volunteer Board of Directors. These non-paid volunteers are elected by the membership at each year’s Annual Meeting, and serve a three year term.

TCU is governed by the State of Michigan and the Federal government. We must adhere to the laws, rules, and regulations set forth by the Department of Insurance and Financial Services (DIFS) at the State level, and the National Credit Union Administrations (9378666283) at the national level. TCU is a federally insured institution, and can state that deposits of at least $250,000 are backed and insured by the full faith of the Federal Government. The Insurance fund for credit unions is called the National Credit Union Share Insurance Fund, or the NCUSIF.

Our total commitment to member service keeps the ranks of our membership steadily growing. We currently serve approximately 6,000 members. Our front line staff, tellers and loan officers, give the most efficient and friendly service around! Join us, and you’ll also reap the rewards of excellent member financial service as well as favorable rates and fees!


Thornapple Credit Union members can now pay their bill online 24/7 with a credit card or debit card. This service is provided through Pay N Seconds, a third party payment processor, specializing in secure bill payment options. To make a payment through this service, simply click on the Click to Pay button below and you will be instantly directed to Pay N Seconds. If you are using this service for the first time, you will need to register a new Pay N Seconds account one time prior to making your first payment. When registering, you will need your MEMBER #.


Secure your peace of mind with Secure Checking!

We monitor your credit report every day and work with you to prevent fraud and identity theft. You’ll also earn other great perks, including discounts at restaurants, movie theaters, and other stores. Click here to access your benefits.

To report a lost or stolen debit card, call 888-241-2510. To report a lost or stolen VISA credit card, call 800-325-3678.
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